As newlyweds in college, we had very good friends who were expecting their first baby. As typical of college students in any generation, none of us were gifted with multiple streams of plentiful income. So it was a rather misguided move on my friend’s part to use the money saved up for their baby’s […]

  As newlyweds in college, we had very good friends who were expecting their first baby. As typical of college students in any generation, none of us was gifted with multiple streams of plentiful income. So it was a rather misguided move on my friend’s part to use the money saved up for their baby’s […]